The Insured VehicleAlthough it may be obvious to some, in our experience it is worth highlighting that it’s not purely the cost of the car that affects your premium – there are many elements to consider about the car that you want to insure that can make a significant difference when it comes to the price you pay for car insurance.
Ideally before purchasing your car, you should ask yourself one simple question – “what is the most important aspect of having a car?” Unfortunately many people do not do this and end up with a car that is possibly over budget and looks nice and shiny. However, after a few weeks, the shine has worn off and the bills start to come in. It can be at this time you then realise one of two things –
01 The most important aspect of having a car is purely to get from A to B in the cheapest way possible. If this is the case, take your car back or exchange for a more practical car and then take a look at our guide to getting maximum savings on your insurance premium when purchasing an affordable car
02 The most important aspect of having your car is around beating others at the traffic lights, being respected by other car drivers due to the looks or performance of your car, and the credibility that it gives you. If this is the case, keep your car and expect the maintenance bills to come in, but check out our 'desirable car' guide to ensure your save money when taking our your car insurance policy
If you don’t specifically fall into either of the above categories, take a look at both guides to get straight forward, practical advice and information on cutting the cost of your car insurance.